ABSTRACT
Against the background of severe and high incidence of poverty in Nigeria, the past Nigeria governments have established institutions to ameliorate and alleviate this un-presented poverty in the land. Among the institutions established by the previous administrations are as follows. Operation feed the Nation (OFN) of Gen Obasrijo 1979, Green Revolution of shehu shagari, 1982, structural adjustment programme (SAP) of Dr. Mrs. Mariarm Babangida, Agricultural credit Guarantee scheme fund. Etc, these programmes, were aimed at boosting the agricultural production of the Citizering and raising the standards of living of the people. In spite of all these moves it has been discovered that most small scale enterprises and medium business organizations which cooperative organization belong to, do not have access to adequate financial service. To this end, the CBN on 15th of December 2005, launched a micro- finance policy which is also aimed to enhance and boost economic activities of small business. In this work or study, I shall consider the all importance of microfinance and how to it promotes the activities of cooperative business.
TABLE OF CONTENT
Title page – – – – – – – – i
Certification/ approval – – – – – – ii
Dedication – – – – – – – – iii
Acknowledgement – – – – – – – iv
Abstract – – – – – – – – – vi
Table of contents – – – – – – – vii
CHAPTER ONE
1.0 Introduction – – – – – – – 1
1.1 Background of the study – – – – – 1
1.2 Statement of the problem – – – – – 5
1.3 Objective of the problem – – – – – 5
1.4 Statement of hypothesis – – – – – 6
1.5 Significance of the study – – – – – 6
1.6 Scope of the study – – – – – – 7
1.7 Limitation of the study – – – – – 7
1.8 Definition of terms – – – – – – 8
CHAPTER TWO
2.0 Review of related literatures – – – 10
2.1 The concept and background of microfinance – 10
2.2 Microfinance defined- – – – – – 12
2.3 Microfinance policy and framework Nigeria’s
perspective – – – – – – – – 15
2.4 Reasons for establishment of microfinance banks 18
2.5 Institutions in microfinance activities – – 20
CHAPTER THREE
3.0 Research design and methodology – – – 23
3.1 Introduction – – – – – – – 23
3.2 Research design – – – – – – 23
3.3 Sources/ methods of data collection – – – 23
3.4 Method of data collection – – – – – 24
3.5 Procedures for processing data – – – 25
CHAPTER FOUR
4.0 Presentation and analysis of data – – – 27
4.1 Introduction – – – – – – – 27
4.2 Presentation of data- – – – – – 27
4.3 Analysis of data- – – – – – – 31
4.4 Test of hypothesis – – – – – – 34
CHAPTER FIVE
5.0 Summary, Conclusion and Recommendations – 39
5.1 Summary – – – – – – – – 39
5.2 Conclusion – – – – – – – 42
5.3 Recommendation – – – – – – 44
Bibliography – – – – – – – 46
Appendix – – – – – – – – 48
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